![]() ![]() Rates and fees are subject to change without notice. Different terms, fees or other loan amounts might result in a different comparison rate. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. These rates are for secured lending only. For fixed rates, the comparison rate is also based on an LVR of 60.01%-80%. # Comparison rate: Comparison rate calculated on a loan amount of $150,000 for a term of 25 years. Not available for the refinance or restructure of existing BOQ Group home loans (which includes Virgin Money (Australia), BOQ, BOQ Specialist and ME Bank). Only available for new borrowings of $300,000 or more. ^ Available for new fixed rate home loan applications submitted on or after 14 July 2023. + Available for new variable rate home loan applications submitted on or after 16 June 2023. This may mean you pay more interest over the life of the loan. During an interest only period, your interest only payments will not reduce your loan balance. Comparison rates for fixed interest only loans are based on an initial Interest Only period equal in length to the fixed period. Comparison rate for variable Interest Only loans are based on an initial 5 year Interest Only period. For fixed rates, the comparison rate is also based on an LVR of 60.01% - 80%. * Comparison rate: Comparison rate calculated on a loan amount of $150,000 for a term of 25 years. Interest rates quoted are indicative only, and are subject to change without notice. See fees and charges that may be payable. The Lender's standard credit assessment criteria apply. Home Loans: Virgin Money (Australia) Pty Limited ABN 75 103 478 897 promotes and distributes the companion account and the home loans as the authorised representative and credit representative of the issuer and credit provider, Bank of Queensland Limited ABN 32 009 656 740, Australian Credit Licence/AFSL 244 616 (the 'Lender'). Information is current as at 14 July 2023 and is subject to change. Available for new owner occupied principal and interest loans with an LVR of 60% or less and total borrowings of $300,000 or more. Available for new owner occupied principal and interest loans with an LVR of 60% or less and total borrowings of $500,000 or more.Ħ.15% p.a. Revert to a discounted variable rate upon expiry of your fixed rateįirst Valuation, any further valuation will be charged for.Ī fee of 0.15% of the fixed loan amount if you elect to rate lock 4ĥ.94% p.a.Additional repayments up to a total of $10,000 anniversary of the fixed loan without incurring additional charges. ![]() No interest rate rises during the fixed term.Discounted rate based on your LVR and loan size. ![]()
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